Progressive Building Society - First Time Buyer Mortgages NI

Buying your first home?

Whether it's still just a dream or you're ready to buy your very first home, we can help you get there.

You can talk to Progressive even before you’ve found your new home to find out what you can afford, what deposit you might need, how much your monthly repayments could be and any additional costs.

Why Choose Progressive?

Wondering why you should choose us for mortgage support?

We’re a local lender with 11 branches across Northern Ireland.
We’ll provide you with a dedicated mortgage adviser to help every step of the way.
You can book an appointment online or visit us in branch.
We will assess your affordability and let you know how much you can borrow with us.
We can give you a decision in principle to show sellers you are a serious buyer.
Your support means we can continue to support local communities across Northern Ireland.
You’ll need at least a 5% deposit. If you don’t have a 5% deposit, you may be eligible for our Co-Ownership mortgage.

First Time Buyer Mortgage Products

We offer a range of mortgage products available for first-time buyers:

Fixed and variable rate products between 2-5 years

We offer mortgages for up to 40 years

Affordability booster mortgage

Co-Ownership mortgage

Foreign currency mortgage

Self-build mortgage

How to apply?

Book a mortgage appointment with one of our dedicated mortgage advisors. Appointments are available via video or telephone, and Saturday appointments are available.

You can also visit one of our 11 branches for more information.

Eligibility

To borrow with Progressive Building Society, you must be over 18. Whether we provide credit will depend on your circumstances. Lending terms and conditions apply. Progressive Building Society only lends on properties within Northern Ireland.

Your home may be repossessed if you do not keep up with repayments on your mortgage.