What is Energy Performance Certificate (EPC)?
An EPC rating is a review of a property’s energy efficiency, and involves the property being rated on a scale from A (most efficient) to G (least efficient).
How do I find out the EPC rating of the home I want to purchase?
EPC ratings are available with the property listing of the home that is for sale, and the estate agent should be able to provide this for you. You can also visit the EPC website and search for an EPC rating for a property.
If the property is a new build property which isn’t built yet, the home will come with a SAP form or SAP calculation (which you can get from the builder). ‘SAP’ is Standard Assessment Procedure Form and is used to calculate the potential EPC rating.
Am I eligible for a Green Mortgage from Progressive?
To be eligible for our Green Mortgage, you must provide us with a copy of the EPC for the home you wish to purchase which confirms that the property is A or B rated. Either the EPC or the SAP must be provided with the mortgage application. The EPC must be valid and have been issued within the last 10 years.
How to apply?
Book a mortgage appointment with one of our dedicated mortgage advisors. Appointments are available via video or telephone and Saturday appointments are available.
You can also visit one of our 11 branches for more information.
Eligibility
To borrow with Progressive Building Society, you must be over 18. Whether we provide credit will depend on your circumstances. Lending terms and conditions apply. Progressive Building Society only lends on properties within Northern Ireland.
Your home may be repossessed if you do not keep up with repayments on your mortgage.
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